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Having A Firstbank Salary Account Can Ease Your Money Problems, Find Out How…

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“There is always a lot to spend money on, and sometimes the bills can’t wait for the salary to be paid” Tope complained when his wife informed him that they had run out of cooking gas and had to refill.

He had just moved to a new location with his family and the bills seemed to be coming at such speed that he could hardly keep up. Barely three weeks in the new apartment, the electricity bill had arrived.  The new apartment was bigger than the last and their two double-seater cushions left too much space vacant in the seating room. They needed to get a couple more pieces of furniture to fill the space. His wife had not stopped reminding him of the car he promised to get, in order to ease mobility for the family.

Everyone has been a Tope at some point in time, and that is why everyone needs a financial partner like FirstBank, Nigeria’s premier and leading financial services brand. FirstBank offers a variety of loan products that can help you ease off the pressure as you work towards meeting pressing and urgent needs, as well as medium-term goals.

FirstAdvance is a digital product tailored for Salary Account holders, who have an urgent cash need and would want to access salary advances from the bank.  If you have held a salary account with FirstBank for up to two months, you can access 50% of your monthly net salary and as much as half a million naira (N500,000).

A physical visit to the bank branch is not required as you can access it via the FirstMobile (FirstBank’s Mobile banking app) and USSD channels. To access the service via USSD, dial *894*11# from the phone number linked with your FirstBank account. This has proved to be the solution for many people while emergencies arise before payday. There is no point in waiting for month-end before you can take on those pressing financial obligations.

FirstCredit is another digital product designed to cater to non-salaried individuals. All that is required is for your account to have been active and transacting in FirstBank for six months or more to access FirstCredit. It provides customers with quick and easy access to loans to fund urgent transactions. You do not need a smart phone or a physical visit to the bank to get this done as well. This credit facility can be accessed using a mobile phone and the USSD banking code, *894*11#. You can access as much as N300,000 to be repaid within 30 days.

No physical documentation or collateral is required, neither do you need a physical visit to the bank to access both loans.  Imagine the confidence that comes with sorting out your bills within minutes and without having to wait till month-end.

Salary accounts should do more than receive your monthly payments from your employer. It should be instrumental in making your day-to-day living easier, and this is what having your salary account with FirstBank can achieve for you. You can get a Personal Loan Against Salary (PLAS) if you have a longer-term project at hand or investments to make. It may be paying school fees for your kids, acquiring assets or renovating your properties, paying rent, taking professional examinations. Customers who qualify can access Up to N50 million based on their net monthly income and rates are competitive while offering long-term and flexible repayments up to 48 months tenor.

Despite all these benefits and ease in access to loans, it literarily costs nothing to open a FirstBank Salary Account.  Zero opening balance, Zero minimum daily operating balance, Zero account maintenance charge, plus you even get your first debit card issued for free.

Truly, it is always “YOU FIRST” from FirstBank.

 

Culled from Nairametrics

 

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BUSINESS

Dangote, Rabiu, Adenuga Top Forbes’ Africa Richest People List

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For the 11th year in a row, Aliko Dangote, Chairman and Chief Executive Officer of Dangote Group, has been crowned the wealthiest man in Africa by Forbes.

Dangote is worth an estimated $13.9 billion, according to Forbes’ latest survey on Africa’s wealthiest people, up from $12.1 billion last year after a 30% gain in the stock price of his most valuable company, Dangote Cement.

Forbes analysts attributed Dangote’s retention of the top spot to the “surge in housing developments in Nigeria and growth in government infrastructure spending drove higher demand in the first nine months of 2021.”

Also, Nigerian business tycoon and founder of the BUA Group, Abdulsamad Rabiu, came in fifth with around $7 billion in net worth.

The Forbes report stated that Rabiu became $1.5 billion richer after listing his sugar and food firm BUA Foods on the Nigerian Exchange Limited in early January 2022.

“He and his son retained a 96% stake in the company, which recently had a market capitalization of nearly $2.8 billion. BUA Cement, in which he and his son have a 96% stake, listed in January 2020,” Forbes stated.

Meanwhile, Founder and CEO of Globacom, Mike Adenuga, comes in a close sixth after Rabiu with an estimated net worth of $6.7 billion.

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BUSINESS

All Set For HighPoint Event Centre Opening – Omolara Adebiyi (C.E.O)

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A new date has been fixed for the opening of the latest super event center in Lagos: HighPoint. With Thursday, February 3 2022 confirmed as the D-day, the opening of the HighPoint Event Center will be nothing but spectacularly grand.

The brains behind HighPoint, Mrs. Omolara Adebiyi intends to give the guests something to think and talk about as 2022 unfolds. Thus, with her status as HighPoint CEO, her colorful achievements will be matched with the colorful event in which her relatives, friends, business associates, and admirers can clink a glass or two in her honor.

Mrs. Omolara Adebiyi CEO HighPoint Event Centre

Lest the public assumes that HighPoint is like every other event center in Lagos, a trip to the heart-beat of Lagos, Alausa in Ikeja should wind down any such erroneous assumption. Omolara established HighPoint over an enormous stretch of land that is estimated at 10,000 square meters. Inside this superb piece of real estate are features that can send the mind into a trance. These include two fitly framed floors that can accommodate a total of 3,000 individuals, For the capacity, Banquet style is 1000, while theatre style is 2000.

HighPoint’s VIP lounge is something else that stretches the natural limits of the eye. The 18 single-bed rooms can only be described as Dubai-level luxurious. And how does one describe the 2-bedroom suites for lodging and accommodation or the 500-vehicle car park with its air-tight security? Indeed, HighPoint as a masterpiece is set to change the face of event centers in the city of aquatic splendor. It is a testament of class, pristine and exquisitely polished.

HighPoint Event Center

Really, the building emphasizes without much effort the sheer tastefulness of the owner. The attention to detail that characterizes the structure is excellent. Irrefutably, both the interior and exterior decor were carefully chosen and planned with flawless finesse.

All of these will be showcased to the event guests come the third of February. Naturally, the lucky guests are expected to delightedly help Omolara inaugurate the next-level edifice, laying the foundation for future copies from peers.

With the introduction of HighPoint, it is now clear that Omolara’s ceiling of vision and achievements is farther than the azure sky. She continues to distinguish herself as an industrious woman of substance, accomplished industrialist, and entrepreneur par excellence.

As a virtuous woman, Omolara will always find reasons to add more to her husband’s high-flying fortunes. She will continue to take great steps in this dimension, especially when her husband is widely acknowledged as being in the vanguard of great achievers and pioneers in Nigeria.

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BIG STORY

First Bank Rewards Customers In The Transact And Win Promo

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Many people’s dreams of being rewarded for spending money will likely remain unfulfilled, but not for Firstmonie Wallet customers. First Bank of Nigeria Limited is awarding numerous clients for using its Firstmonie Wallet application in a two-month Transact and Win campaign that began on November 22, 2021.

The e-wallet is useful for conveniently paying utility bills, purchasing airtime and data, transferring and receiving money, and many other digital transactions. Just for using the mobile-friendly wallet app, Customers got rewarded with mouth-watering prizes both in cash and kind. The number of transactions done on the app determines the price a user could win.

100 customers who had done 1-15 transactions through Firstmonie Wallet within the month won N10,000 cash price; 53 25kg bags of rice and 50 units of standing fans were also won by customers who carried out 16 – 30 transactions with the Firstmonie Wallet; 2 units of power generating sets, 1 unit of Air Conditioning systems and 1 unit LED Televisions went to customers who carried 31 – 50 transactions; while 2 units of iPhone 12 were won by customers who had carried out over 50 transactions on the app within the month.

Victor Nnanna Onyedikachi, a student of the University of Abuja was one of the winners of the iPhone 12, and while receiving his gift, he admitted that he did not expect to win the prize.  “I used the Firstmonie Wallet App, and just like that, I was told that I had qualified. I did not believe it until I saw it myself. I am truly grateful to FirstBank” he said.

Other winners also expressed their pleasure at being rewarded for using a completely user-friendly app. “There is no issue of service error when using it for any transaction. The service is seamless and the app is easy to use” one of them said.

The Group Executive, e-Business & Retail products, Mr. Chuma Ezirim had noted that the promo was targeted at appreciating customers for their patronage; and in line with the Bank’s December-is-a-Vybe campaign. “This promo is hinged on the need to appreciate our customers for their patronage, especially as we have had an increased engagement and usages of the various services offered by our mobile-friendly wallet product,” Ezirim said when the promo was being launched.

Interestingly, the promo also includes new customers and users of the app. By simply downloading the mobile app from the play store, or using the *894# USSD string to sign up, anyone can qualify for the promo. The promo runs till January 22, 2022, so what are you waiting for as you could be the next winner of any of these fantastic prizes.

As the premier Bank in West Africa and the leading financial inclusion services provider in Nigeria for over 127 years, First Bank of Nigeria Limited has remained at the forefront of promoting digital payment in the country, and the Firstmonie Wallet is one of the channels for digital transactions.

Little wonder FirstBank was named “Most Valuable Bank Brand in Nigeria” six times in a row (2011 – 2016) by the globally renowned “The Banker Magazine” and “Best Retail Bank in Nigeria” for seven consecutive years (2011 – 2017) by the Asian Banker International.  FirstBank also bagged the Excellence in Retail Financial Services Awards and “Best Bank in Nigeria” by Global Finance for 15 years.

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