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JUST IN: Army Orders 120 Generals, Brigadiers, Colonels, Others To Proceed On Compulsory Leave

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Amid the security crises confronting the country, the high command of the Nigerian Army has directed over 120 major-generals, brigadiers, colonels, lieutenants, captains and others to proceed on compulsory retirement.

The affected officers, who include those who failed their Senior Staff Course Examinations, were ordered to submit their letters of voluntary retirement or face summary retrenchment.

It was gathered that the exercise was in accordance with the Public Service Rules and the Armed Forces of Nigeria Harmonised Terms and Conditions of Service, 2017.

Report has it that the number of senior and middle level personnel that would be required to leave the service might be higher than 120 as those concerned were being given their letters of compulsory retirement in batches.

It was gathered that the first batch was given a deadline of December 24, 2022, to tender their retirement letters.

It was further gathered that the affected personnel would proceed on the mandatory three-month pre-retirement leave from January.

Report had it that the majority of the concerned officers had complied with the directive to avoid hostile actions from the authorities.

“The development has, however, generated consternation in the Army with many querying the rationale behind the mass retrenchment.

“An officer accused the military authorities of disobeying a directive from the Attorney-General of the Federation, Abubakar Malami, SAN, that the exercise should be suspended till after the 2023 elections.”

The sources quoted as stating: “Over 120 top officers were served letters of mandatory retirement by the Army authorities. The affected officers include major-generals, brigadier-generals, brigadiers, colonels, captains and other middle-level officers, who were unable to pass their promotion examinations after three attempts.

“But there are two rules guiding this issue: if one fails to pass his promotion exams after three attempts, he could be considered on the basis of the years he has spent on the rank.

“Though the authorities informed us that those who failed to pass their exams would be considered on the basis of age on rank, they reneged on this and instead directed us to put in our voluntary retirement letters. This is not fair.”

Despite protesting the failure of the Army high command to comply with the rules, it was learnt that the personnel were compelled to tender their notices of voluntary retirement with the option to complain or appeal later.

Another source, who confirmed the development, said the letters issued to the affected officers were signed by the Military Secretary, Army, Major General J. Abdussalam.

Apart from those who failed their promotion examinations, the source said those who had disciplinary cases and those who had spent the mandatory 35 years in service were equally affected.

He said, “The officers who were asked to submit letters of voluntary retirement were more than 100. The military directive was contained in a letter dated October 24, 2022 but it was served on them sometime in November.

“They were given a deadline of December 24, 2022 to tender their letters otherwise the Nigerian Army would compel them to go on compulsory retirement.  They are to commence their terminal leave from either February or March 2023.

“The reasons for the disengagement are varied. Some had to do with age on rank or cases of indiscipline and other reasons known to the Chief of Army Staff and the Military Secretary (Army).

“Some failed promotion examinations three times. For example, some brigadier-generals failed their promotion exams to major-general during their third and last attempt this year.”

Findings indicate that some of the officers had been lobbying top retired military officers, including a former Chief of Staff, for assistance.

However, there are indications that the aggrieved officers might have appealed to the CoAS, Lt Gen Farouk Yahaya, and the President, Muhammadu Buhari, for extension of service in line with Chapter 11, Section 2(e) of the HTACOS.

The section states, “An officer called upon to retire, resign or to relinquish his commission shall, if he so desires, appeal to Mr President, the C-in-C (Commander-In-Chief) through the CDS (Chief of Defence Staff) within 30 days to have his case reconsidered.”

But some of the affected officers, who spoke to our correspondent on condition of anonymity, explained that they did not file any appeal because they were given assurances that the exercise might be reviewed.

According to The Punch, a Major disclosed under anonymity that he did not take advantage of the 30-day appeal window provided by the HTACOS because there were signs that the authorities might withdraw the directive following the discontent and anger it had generated in the Army among those who had not attained the mandatory retirement age or service years.

“We have submitted our letters of voluntary retirement as directed by the high command, but there are positive indications that we may be considered for reprieve, particularly those of us who have not spent up to 35 years in service,” he said optimistically.

The Director of Information, Nigerian Army, Brig Gen Onyema Nwachukwu, did not respond to requests for comments on Friday, but a retired military officer and security expert, Col Hassan Stan-Labo, pointed out that retirement was routine in the military.

“The army has a well laid out HATCOS regime, which applies to its personnel. So, it (retirement) is very normal; it is an annual thing; retirement, promotion and discipline are annual events in the Army calendar,” he stated.

Asked if the annual retirement of personnel without commensurate recruitment would not affect the Army’s operational capability, Stan-Labo said, “The Army cannot sacrifice anything for discipline. That you are holding an important position in relation to the ongoing war does not make you indispensable. There is a saying in the Army that nobody is indispensable.

“So, if at any point you think you are too much; you can be laid aside and another person will do it. Thank God Nigeria has a population of over 250 million, so we don’t lack manpower except that they are not recruiting as much as we expect in relation to the ongoing campaign. We expect that turnover will be high, so recruitment should be high.”

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New Secondary School Curriculum To Include Journalism, Programming Modules [SEE FULL LIST]

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Nigeria’s new secondary school curriculum will introduce modules on journalism, programming, artificial intelligence (AI), robotics, and fact-checking, according to details released on Wednesday.

Dada Olusegun, senior special adviser to the president on social media, shared excerpts of the yet-to-be-unveiled curriculum document via his verified social media handle.

The new curriculum, which applies to both junior and senior secondary schools, is part of government efforts to modernise education and align learning with global digital and professional trends.

Breakdown of the curriculum

According to the document, journalism will now be taught under English Language at the senior secondary level, while programming is spread across both junior and senior cadres.

Digital literacy has also been expanded to include artificial intelligence and robotics in senior classes.

For junior secondary school (JSS 1–3), subjects include:

  1. Mathematics & Measurement (covering algebra, geometry, statistics, and more)
  2. English Language (essay writing, grammar, comprehension, oral skills)
  3. Integrated Science (physics, chemistry, biology, earth science, lab safety)
  4. Digital Literacy & Coding (Word, Excel, PowerPoint, Python basics, Scratch, robotics kits)
  5. Social Studies (history, geography, civics, economy, entrepreneurship basics, global issues)
  6. Languages (mother tongue, French/Arabic)
  7. Creative Arts (drama, crafts, music, film basics)
  8. Physical & Health Education (fitness, nutrition, reproductive health, drug abuse awareness).

For senior secondary school (SS 1–3), highlights include:

  1. English & Communication (academic writing, journalism, fact-checking, public speaking)
  2. Technology & Innovation (Python, JavaScript, HTML/CSS, data science, AI & robotics, cybersecurity)
  3. Research & Project Work (final-year project, data collection, presentation & defence)
  4. Social Sciences (economics, government, history, philosophy, entrepreneurship).

Focus on digital and practical skills

The curriculum also introduces modules on digital entrepreneurship, cybersecurity, media production, and mental health awareness.

Officials say the new subjects are designed to equip students with both academic and practical skills needed to navigate the evolving global economy.

The Federal Ministry of Education is expected to formally launch the curriculum in the coming weeks.

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Fidelity, Sterling, Other Tier-2 Banks Under Pressure As CBN’s 2026 Recapitalisation Deadline Looms — SBM Report

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Nigeria’s mid-tier lenders are under mounting pressure to scale up operations or face mergers as the Central Bank of Nigeria (CBN) enforces its 2026 recapitalisation programme, a new report has revealed.

The report, released by SBM Intelligence and titled “Capital, Competition, and Consolidation: How Nigeria’s Tier-2 banks are responding to the CBN’s 2026 recapitalisation order,” examined the financial health and capital-raising efforts of First City Monument Bank (FCMB), Fidelity Bank, Stanbic IBTC, Sterling Bank, and Wema Bank.

In March 2024, the CBN directed banks to increase their minimum capital base by 2026. Under the new rule, international banks must raise ₦500 billion, national banks ₦200 billion, and regional banks ₦50 billion. The apex bank said the measure will boost financial stability and prepare lenders to support the government’s ambition of building a $1 trillion economy.

Share price rally

The SBM report highlighted how some tier-2 banks have outperformed expectations in recent years. Fidelity Bank’s share price rose from ₦1.65 in 2020 to over ₦21.20 by mid-2025, representing more than 1,100 percent growth. Wema Bank also recorded a surge from ₦1.50 to nearly ₦15.00 over the same period.

FCMB and Sterling Bank posted steady gains, while Stanbic IBTC maintained resilience despite macroeconomic volatility.

Capital-raising strategies

To meet the recapitalisation target, FCMB has embarked on a three-phase plan to raise ₦400 billion through public offers, divestments in subsidiaries, and offshore placements. Fidelity Bank has already secured over ₦270 billion from an oversubscribed rights issue and public offer, with plans to complete the process ahead of schedule.

Sterling Financial Holdings is pursuing a mix of rights issues, private placements, and a $400 million public offering, while Wema Bank has combined a ₦150 billion rights issue with a ₦50 billion private placement after an earlier ₦40 billion issue in 2023.

Mergers expected

SBM predicted that consolidation in the banking sector will intensify as the 2026 deadline approaches, with mergers and alliances likely among mid-tier lenders.

“The financial performance of these banks in 2025 underscores their capacity to compete and thrive, even as Tier-1 institutions consolidate their dominance,” the report noted.

It added that the ability of tier-2 banks to adapt to regulatory demands, strengthen technology adoption, and implement bold capital strategies will determine their future in Nigeria’s evolving financial sector.

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UBA, Mastercard Launch Prepaid Card To Promote Financial Inclusion

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Africa’s Global Bank, United Bank for Africa (UBA) Plc, in collaboration with Mastercard, Tuesday announced the launch of the Mastercard prepaid card to further accelerate financial inclusion and expand access to digital payment solutions across Africa.

The card, which does not require a traditional bank account, is designed to serve individuals who have historically lacked access to formal financial services, particularly young adults, gig workers, and low-income earners. It enables users to top up funds easily, transact both locally and internationally, and manage spending with flexibility and security.

With more than 28.9 million adults in Nigeria remaining unbanked, and digital-first tools increasingly demanded by youth and freelancers, the prepaid card directly addresses pressing gaps in the financial ecosystem.

Mastercard’s Country Manager, West Africa, Dr Folasade Femi-Lawal and Group Head, Retail & Digital Banking, United Bank for Africa (UBA), Shamsideen Fashola, during the the launch of the Mastercard Prepaid Card to further accelerate financial inclusion and expand access to digital payment solutions across Africa, held at the Bank’s headquarters in Lagos on Monday.

Group Head, Retail & Digital Banking, United Bank for Africa (UBA), Shamsideen Fashola, who noted this is a demonstration of the bank’s customer-first approach, stated that the bank is committed to ensuring that every Nigerian is banked and gets the best service.

“This collaboration with Mastercard is yet another demonstration of our customer-first approach. We are committed to providing practical solutions that meet the everyday needs of Nigerians, and this card will make payments simpler, safer, and accessible to all”

Mastercard’s Country Manager, West Africa, Dr Folasade Femi-Lawal, said: “At Mastercard, we are relentlessly committed to advancing financial inclusion through innovative and secure digital payment solutions that serve both banked and unbanked Nigerians. Collaborating with UBA enables us to unlock endless possibilities by connecting individuals across all income levels, demographics, and social strata. Together, we are empowering Nigerians with the tools they need to confidently participate in the global economy and shape a more inclusive digital future.”

The prepaid card offers distinct benefits for different user groups. Cardholders can use it as a convenient budgeting tool; freelancers and gig workers gain a flexible expense solution; and the unbanked are empowered through a secure, reloadable allowance card. The product is globally accepted and supported by Mastercard’s trusted infrastructure, providing users with peace of mind and seamless digital payment experiences.

This collaboration aims to pave the way for a more inclusive and sustainable financial future in Africa, by striving to break down long-standing barriers, enable underserved communities, and advance economic growth.

United Bank for Africa (UBA) Plc is a leading pan-African financial institution, offering banking services to more than 45 million customers across 20 African countries, as well as in the United Kingdom, the United States, France, and the United Arab Emirates. With a strong focus on innovation, financial inclusion, and customer service, UBA provides retail, commercial, and institutional banking solutions, empowering individuals, businesses, and governments through cutting-edge digital platforms and inclusive financial products.

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

www.mastercard.com

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