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Being a customer of the numerous banks in Nigeria comes with different perks and challenges, as the sector itself is bedeviled with the infrastructural lapses inherent in Nigeria, however, of all the commercial banks; Zenith Bank has proven to be the pace setter not only in terms of innovation and infrastructural capabilities; the bank has remained shoulder high above them all since it was founded in 1990.

Zenith Bank currently ranks as the number one commercial bank in Nigeria not only in terms of customer deposits and profits, but in several other aspects of banking. Little wonder, retail and commercial banking customers including investors continue to do business with Zenith Bank.

Zenith Bank has continued to provide quality financial services to different sectors in Nigeria including some Key West African Countries, Asia and Europe.

The bank mirrors the hopes and aspirations of every Nigerian and Africa at large.

As a banking customer who has enjoyed the services of several banks in Nigeria, settling for Zenith as the best did not come off without the bank going beyond others in meeting my high expectations in terms of the service offering and values which they have consistently delivered over the years.

Here are seven reasons, Zenith Bank is the best and why you should use the bank.

1. RESPECT FOR INDIVIDUALS:

Ever wander into a banking hall and be unsure of where you are or how to go about what you want to do, this does not apply to Zenith. Right from the entrance you are welcomed by courteous and professional security officers and when ushered into the banking hall, it is another wall entirely. The cuteness and swagger of the bank’s staff is a wonder to behold. If you are like me and you want to save your money where posh and crisp cashiers, tellers, customer service representatives and account officers – welcome to Zenith Bank.

2.INTEGRITY/FINANCIAL STABILITY:

Has the financial stability of your bank ever been a source of concern for you?

I was also in that position; but, with Zenith’s position as the number 1 commercial bank in Nigeria and with total assets of more than US $14.8 billion and market capitalization of US $2.3 billion; be rest assured that your deposit is secure for now and in the future.

3.EXCELLENT CUSTOMER SERVICE:

We all know that good customer service beats cost most time but Zenith brings that to the table at no extra cost.  My experience with Zenith bank proves that their customer service goes beyond satisfying the customer.

Their goal is to surpass expectations by delighting customers and ensuring their loyalty and the bank has mine.

The bank’s personalized banking service is an experience to look forward to as everything about you as an individual is valued in terms of your  – experience, uniqueness, knowledge, skills and potential – regardless of age, gender, religion, ethnicity, nationality or position. No matter the time, no matter the weather, be rest assured that your needs(whether queries or complaints) will be resolved swiftly and with ease. The effectiveness and efficiency of the team is unquestionable and you should come see it for yourself.

4. INNOVATION:

I remember having a chat with one of my colleagues about happenings in the banking sector and how it is slowly turning into a red ocean as every bank tend to copy innovations from other banks with reckless abandon – but if you are an individual with keen eye for innovation like me, someone who likes blazing the trail in everything; Zenith Bank is the answer.

Zenith offers range of products that cuts across both the public and private space, appealing to different strata of the society. With wide spread alternative banking solutions, Life is easy when you bank with Zenith.

5. PRODUCTS FOR EVERYONE:

Another reason you should bank with Zenith is because of the different products available at the bank.

Zenith has more than 500 branches spread across Nigeria each with ATMs. The bank also has several digital products which have made banking easy for their customers both within and outside the shores of Nigeria.

Some of these products include:

Zenith Bank Savings Account – The Zenith Individual and Salary Savings Accounts are recommended if you have specific savings goals in mind or you just want to start setting money aside. The account offers competitive interest rates, debit and credit cards, email/SMS transaction notifications and free access to the Bank’s Internet banking platform, mobile app and other digital solutions.

Zenith Bank Individual Current Account – The Zenith Bank Current Account is a flexible current account that allows you bank and perform financial transactions at your convenience from anywhere in the world. Account holders enjoy a branded cheque book, debit and credit cards, email/SMS transaction notifications and free access to the Bank’s internet banking platform, mobile app and other digital solutions.

Zenith Bank Children’s Account (ZECA): Ages 0-12 – The Zenith Children’s Account (ZECA) is a unique savings account designed to allow parents save for their children’s future while teaching children the benefits of financial discipline and savings in a fun way. ZECA offers competitive interest rates and supports cheque, draft and dividend lodgments.

Zenith Bank Children’s Account For Teens (ZECA Teens): Ages 13-17 – ZECA Teens is designed to avail teenagers aged 13 to 17 years with all the benefits of the Zenith Children’s Account and a customized Naira MasterCard (a prepaid card issued upon Parent’s request), so they can start learning to manage money.

Zenith Bank Aspire Account – The Zenith Aspire Account is an interest-bearing savings account for Nigerian undergraduates that offer them competitive savings rates, free access to zenith alternative channels, account transaction notifications, a customized debit card and discounts at select retail partners.

Key Features of these Accounts include

         Zero Account Opening Balance

         Earn competitive interest on your deposits

         Zenith MasterCard/Visa/Verve Debit Card

         Free access to Zenith Internet and Mobile Banking Platforms

         Email/SMS Alerts notifications on your account

         Free access to Scan to Pay app.

         Lodgment of Dividend Warrants, Drafts and other third party banking instruments

         Customized Debit Card (Aspire Account)

         Discounted Debit Card Fee (Aspire Account)

         Invitation to the annual Zenith Children’s Parade (ZECA Account)

         Participation in the Children’s Day scholarship raffle draw (ZECA Account)

No matter your status there is a product for you at Zenith Bank

6ZENITH DIGITAL BANKING:

If you are a fan of convenience in all form, this is for you; Zenith Mobile App leverages the growing ubiquity of smart phones to allow users access all their Zenith Bank accounts and perform a myriad of transactions at their own convenience. These include account opening, balance enquiries, funds transfers, payments, card request, activation and hot listing, airline and hotel bookings and lots more. Visit www.zenithbank.com/smartlink to download.

The Zenith Bank Internet Banking platform is a dynamic solution hosted on the Bank’s website (www.zenithbank.com) that enables individual and corporate customers to perform most of their banking transactions online. Account holders can make transfers, payments, view/download account activity in any format and get real-time account balances on transactions amongst other things.

To request for Internet Bank log on details today, please call Zenith Direct on:

–           0700 ZENITHBANK

–           +234 1 278 7000

–           +234 1 292 7000

Zenith’s *966# Eazy banking is a convenient, fast and secure way to bank on any mobile phone (feature or Internet enabled). The solution does not involve the use of Internet/data and users perform a plethora of transactions by simply dialing short codes. Registering for *966# Eazy banking can be done by simply dialing *966# and following the prompts.

 

Available *966# Eazybanking Strings:

         Airtime Purchase: Dial *966*Amount*Mobile Number#

         Funds Transfers to Any Nigerian Bank Account:  Dial *966*Amount*Account Number#

         Bank Verification Number (BVN) Confirmation: Dial *966*BVN#

         Password and Pin Reset: Dial *966*60#

         DSTV, PHCN Bill Payments: Dial *966*7*Amount*Customer ID#

         Payments to Zenith Billers: Dial *966*Biller Code*Amount#

Visit www.zenithbank.com/966 for more information.

7. ZENITH THINKS TOMORROW:

Have you ever thought about the things you used and you feel confident, not only about the present but about the future. Zenith Bank is the bank with a future outlook that gives pride to every customer.

The bank sees technology as an enabler and as a generator of new opportunities.

As a leader in setting trends that shape the financial services sector in Nigeria, the bank’s practical delivery across its automated platforms is unique and it helps serve its customers with services that transcend other providers in the industry.

In all these, one needs a bank that has maintained cleanliness, smartness and style for twenty-eight (28) years and counting. Everybody needs that bank that will match up to ego and class and can represent at any point; Zenith bank raises your standard, sustains it and gives you that best branding that only you deserve!

Remember all these are stories until you become a Zenith bank customer!

 

 

 

 

 

BIG STORY

FG Pushes For Simon Ekpa’s Extradition As IPOB Disowns Biafra Agitator

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The Federal Government will likely apply for the extradition of Simon Ekpa, the leader of the Eastern Security Network, the paramilitary organization of the Indigenous People of Biafra.

The Director of Defence Information, Brig Gen Tukur Gusau, who gave the indication on Thursday, said Ekpa, a self-proclaimed disciple of IPOB leader, Nnamdi Kanu, should be extradited to Nigeria to face criminal charges.

Also, many Nigerians online demanded his repatriation to Nigeria to face terrorism charges.

However, the IPOB dissociated itself from the embattled Biafran separatist, asserting it had no relationship with him.

Ekpa is one of the 97 individuals declared wanted by the Defence Headquarters in March 2024.

The Finland-based Biafran agitator is a close ally of the IPOB leader, Nnamdi Kanu, who is facing charges of terrorism, treasonable felony, and inciting violence through his Radio Biafra, amongst others.

He has been in the custody of the Department of State Services since 2021 when he was arrested in Kenya and brought back to Nigeria.

A presidential spokesman, Daniel Bwala, said President Bola Tinubu and the National Security Adviser, Nuhu Ribadu, have yet to be briefed on the arrest of Ekpa.

“The procedure is that the (Nigerian) Embassy in Finland has to have the information and it would brief the Ministry of Foreign Affairs and the minister might brief the NSA or the President,’’ he explained.

Ekpa and four others were arrested in Finland on charges related to terrorism, Finland’s Central Criminal Police said in a statement on Thursday.

A report said the District Court of Päijät-Häme, Finland, ordered that Ekpa be imprisoned “with probable cause on suspicion of public incitement to commit a crime with terrorist intent.”

Speaking on the development in a statement on Thursday, Gusau said the Chief of Defence Staff, Gen Chris Musa, was pleased with the trial of the ESN leader.

Gusau wrote, “CDS is happy with his arrest in Finland, with the hope this will be a step towards his extradition to Nigeria so that he will face justice.”

Ekpa, a Finnish citizen of Nigerian origin, was accused of inciting crimes with terrorist intent, while the other suspects face charges of financing terrorism.

He was arrested in February 2023 for his inciting comments and sit-at-home orders to the people of the South-East.

Before his arrest, thousands of Nigerians worldwide signed a petition appealing to the Finnish and Nigerian governments and the European Union to arrest Ekpa.

He had asked the people to boycott the 2023 general poll, insisting there would be no election in the region.

Worried by his activities, the Ministry of Foreign Affairs summoned the Finnish Ambassador to Nigeria, Leena Pylvanainen, over his threats to stop the 2023 general election in the South-East.

The ministry sought the Finnish government’s cooperation to arrest Ekpa over threats to disrupt the exercise.

The Finnish police confirmed on Thursday that Ekpa and his accomplices were arrested earlier this week as part of an international investigation.

Ekpa, who describes himself as the “Prime Minister” of the Biafra Republic Government-in-Exile, is alleged to have used social media platforms to promote violent activities in the South-East, including attacks on civilians and authorities.

The police said the main suspect was arrested “on suspicion of public incitement to commit a crime with terrorist intent,” while four others were arrested “for financing a terrorist crime.”

The police added: “Claims will be heard in Päijät-Häme district court today, November 21. The detention demands are related to the preliminary investigation, in which a Finnish citizen of Nigerian background, born in the 1980s, is suspected of public incitement to commit a crime with terrorist intent.

“The police suspect that the man has promoted his efforts from Finland by means that have led to violence against civilians and authorities as well as other crimes in the region of South-Eastern Nigeria” the statement read in part.

Speaking on the case, Crime Commissioner Otto Hiltunen stated, “The man has carried out this activity, among other things, on his social media channels,” suggesting that his online actions have fueled violence in Nigeria.

“Four other persons are suspected of financing the aforementioned activity. All five suspects in the crime were arrested at the beginning of the week.

“International cooperation has been carried out during the preliminary investigation,” the statement added.

The four other suspects, whose identities have not been disclosed, are believed to have financed these alleged activities.

The Central Criminal Police revealed that the case involved extensive international collaboration.

The Finnish authorities emphasised their commitment to investigating the case thoroughly as part of their broader effort to combat terrorism.

Expressing delight over Ekpa’s arrest and ongoing trial, the Director of Defence Media Operations, Maj. Gen Edward Buba, said the military was pleased with the news.

The Chief of Defence Staff had severally called for Ekpa’s arrest, accusing him of sponsoring terrorism in the South-East.

Buba noted that the military was glad that the international community was supporting the country in its fight against terrorism.

He stated, “The CDS has always called for the arrest of Simon Ekpa following his deep involvement in fuelling terrorism in SE Nigeria. We are delighted about his arrest, and glad that the international community is partnering with Nigeria in our fight against terrorism.”

The ESN has been implicated in numerous violent activities in the South-East since its creation in December 2020.

While the ESN was initially formed to counter the activities of armed herdsmen and protect local communities, their operations have reportedly led to significant unrest in the region.

The group has been accused of ambushing and killing troops of the Nigerian Army, police, and other security personnel.

Police stations and military checkpoints in the South-East have been frequent targets, leading to loss of lives and property.

Also, the ESN has been linked to arson attacks on public facilities such as police stations, electoral offices, and government buildings, disrupting governance and public services in the region.

There have been allegations of extrajudicial killings by the ESN, including attacks on individuals accused of opposing IPOB’s secessionist agenda or cooperating with the government.

Some communities have reported being harassed or forced to comply with the group’s directives, including its Monday sit-at-home orders, especially during days commemorating Biafra or protesting the detention of IPOB leader, Nnamdi Kanu.

Defiance of these orders had led to attacks on businesses, vehicles, and individuals, paralyzing economic activities in the South-East.

Conflicts between the ESN and local vigilante groups, including state-backed security outfits like Ebube Agu, have resulted in casualties and instability, escalating insecurity in the South-East.

The situation had led to heightened military operations in the region, sometimes resulting in collateral damage and further alienation of local communities.

The Federal Government labelled the ESN a terrorist organisation and launched several military operations to dismantle it.

On Monday, Anambra Central Senatorial Zone descended into chaos as gunmen enforcing the sit-at-home order attacked Abatete, Abagana, and Ukpo communities, leaving five people dead and several others injured.

At Abatete, three vigilantes attached to the town’s president-general were fatally shot. The victim sustained critical injuries and was rushed to a nearby hospital.

Also, vehicles were set ablaze by the attackers who repeatedly warned the people to respect the sit-at-home order.

Witnesses reported further violence in Abagana and Ukpo. At the Ukpo roundabout in Dunukofia Local Government Area, a vigilante member and a motorcyclist were reportedly gunned down.

Meanwhile, IPOB denied any relationship with Ekpa, saying it had publicly asked the people and relevant authorities to stop linking it with the embattled Biafran agitator.

Reacting to the arrest of Ekpa by the Finnish authorities, IPOB spokesman, Emma Powerful, maintained that his organisation had nothing to do with Ekpa and his group, Autopilot.

He said, “We are not interested in his arrest. All we want is for the release of our leader, Mazi Nnamdi Kanu, who has not committed any offence and who has been freed by the law courts. That is our concern.

“We have reiterated on several occasions that the Ekpa had no relationship with the IPOB from the formation to date and he had nothing in common with the Biafra struggle.

“For a long time, IPOB has maintained that there is nothing like autopilot in IPOB. More so, the criminal gang leader in Finland has no relationship with ESN from the formation of ESN to date or with IPOB. The authorities should stop linking IPOB with Ekpa and his group and IPOB is not interested in his arrest or whatever.”

“All we want is for the Nigerian government to release our leader who has been detained for no known crime other than fighting for the liberation of his people.”

Spokesman of IPOB’s Political Wing, Nwachukwu Emereonye, called for the immediate extradition of Ekpa to Nigeria to face the consequences of his actions.

While speaking to journalists on the development, Emereonye noted that Ekpa’s actions led to the death of scores of innocent people and destruction of businesses in the South-East.

He said, “We in IPOB Political Wing welcome the arrest of Simon Ekpa. His actions are unbecoming. Scores of people have been killed and properties worth billions of Naira destroyed.

“He should be handed over the Nigerian government for immediate prosecution.”

 

Credit: The Punch

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BIG STORY

I Have No Interest In Lagos 2027 Gubernatorial Race — Obasa

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Ahead of the 2027 gubernatorial race, the Speaker of the Lagos State House of Assembly, Mudasiru Obasa, has sought to ease tensions regarding the race to succeed Governor Babajide Sanwo-Olu, stating that it is something “that I have not given serious consideration.”

Obasa clarified that all his recent political actions were not focused on the gubernatorial race but aimed at strengthening his party, the All Progressives Congress (APC), and expanding its influence beyond the opposition parties in the country.

He explained that The Mandate Movement (TMM) was created to help the APC engage more effectively with the grassroots and promote the party’s ideology.

The Speaker made these remarks on Thursday after the state governor presented the 2025 budget, which is set at N3,005,935,198,401.

However, he urged Nigerians to remain hopeful as President Bola Tinubu’s administration works toward economic recovery.

“Let me also emphasise that those who live in glass houses must not throw stones,” he said, referencing a popular saying. “This also brings to my mind, according to our people: ‘eni ba yara logun ngbe.’ Meaning, the god of iron recognises the swift ones. In other words, those who are facilitating or planning to interfere in this House or destroy the cohesion of this institution should also be prepared for the same fate.”

He continued, “May I use this medium to sensitise us more on the need to build and sustain our party, the All Progressives Congress (APC) regarding our focus for 2027. We need to continue to mobilise people just as I do frequently. I have made it a personal task to mobilise people on the platform of Mandate, which has been misconstrued by some political detractors as being a selfish aspiration on the ground for me to become governor of the state. There is the need, however, to correct this wrong impression. My concern is about building our party, and whatever we do is mainly for this cause.”

“To the blackmailers who have embarked on the mission to distort and redefine our mission, let me state it unequivocally here, our intention is to promote our party on the platform of Mandate. Also, becoming governor is secondary; it is something “that I have not given serious consideration.” Nevertheless, that does not mean I am too young or lack experience to run; whereas, those who have been before me are not better off.”

He also addressed rumors about his ties to certain influential Lagos families, stating, “In addition, it is also important to correct the impression from some naysayers who have been insinuating that I made payment to seek for blood relation in Ojo to validate my candidacy to run as governor. Of course, I have never denied the fact that I am OBASA. But rather, I have never claimed to be related to Onikoyi, Oniru, or any of the other popular Lagos families as the case may be. I can indeed never run from the fact that I am related to my Obasa family in Ojo. But I do not need local validity to contest or run. If eventually I am contesting, I will do so from Agege.”

In response to concerns about the state’s economic situation, Speaker Obasa reiterated his support for the ongoing efforts by the federal government to stabilize the economy, urging Nigerians to remain patient and hopeful.

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BIG STORY

At UBA Business Series, Experts Say Innovation, Passion Crucial To Build Lasting Businesses

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Building businesses that stand the test of time requires a blend of innovation, unwavering focus, and passion. This was the key takeaway from the latest edition of the United Bank for Africa (UBA) Business Series, hosted on Thursday,

With the theme: “Profit with Purpose, Business Continuity,” the event which was held at the Tony Elumelu Amphitheatre, UBA House, Marina, Lagos, brought together top industry leaders and entrepreneurs who shared actionable insights and strategies for ensuring business resilience and sustainability in today’s dynamic economic environment.

Founder, Terra Kulture, Bolanle Austen-Peters, Chief Executive of Asadtek Group Limited, Ghana; Dr. James Asare-Adjei; Award winning TV Personality & Multi Media Entrepreneur, Frank Edoho, Celebrated multimedia personality, Toke Makinwa and founder of Nigeria’s pioneering indigenous premium coffee brand, Happy Coffee, Princess Adeyinka Tekena, were on ground to share their business journey and give insights on how businesses can stand the test of time and thrive in a competitive environment.

Bolanle Austen-Peters who is also a Prominent Lawyer, Award Winning Film Director, and Producer, was the keynote speaker at the event and she spoke on the need for small and medium scale businesses to define their purpose, build a workable framework and have a team that shares in your vision.

On how she has run a business successfully for over 20 years, she said, “I can never overemphasise the role that purpose plays in your business. There is the need for business owners to set clear goals and achievable targets. From Day one, I started with having an organisational structure like what we have in banks, complete with legal structure, a board of Directors, administrative Officers, and all.

Continuing she said, “The truth is that if you do not have a framework for your business, you may just be another business from the street. Putting together a structure shows that you are in for serious business, and people will treat your business as such,” she explained.

James Asare-Adjei from Ghana, who also shared that key essentials like being innovative and having integrity said that MSMEs need to identify areas that they can excel at and work towards building it. “As business owners, you need to take advantage of the market available to you, and ensure that you add value at every point.

For Frank Edoho, passion remains an essential ingredient that drives business growth. “Passion is very important, as business owners, you should stick to your guns and learn from what others are doing and add it to your experience to make your business better,” he explained.

“One of the things I did to grow my brand was that I was very focused,” said Toke Makinwa, who recalled her humble beginnings as a banker and later a broadcaster. “I kept the right attitude and surrounded myself with people who are team builders. These are winning strategies anytime,” she noted.

Princess Adeyinka Tekena, who is a beneficiary of the Tony Elumelu Foundation (TEF) Grant, said the $5,000 grant she won in 2015, helped to build her business from ground up and the business has been thriving for over 10 years now. She pointed out that tenacity, determination and financial discipline have been some of the factors that have contributed to the growth of her small business.

UBA’s Group Head, Marketing and Corporate Communications, Alero Ladipo, who commended the participants for sharing valuable insights explained that with these regular capacity building programs, UBA focuses on empowering other business owners to build sustainable businesses.

“At UBA, it is not just about Banking, we are also passionate about helping our customers to grow thriving businesses, and that is why we do this on a regular basis,” she noted.

The UBA Business Series is a regular seminar/workshop organised by the bank as one of its capacity-building initiatives, where leading business leaders and professionals share well-researched insights on relevant topics and best practices for running successful businesses, especially in difficult business challenges.

United Bank for Africa is one of the largest employers in the financial sector on the African continent, with 25,000 employees group wide and serving over 45 million customers globally. Operating in twenty African countries and the United Kingdom, the United States of America, France and the United Arab Emirates, UBA provides retail, commercial and institutional banking services, leading financial inclusion and implementing cutting edge technology.

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